Insurance for custom paint

Discussion in 'Exterior/Body' started by House O' Payne, Jul 11, 2018.

  1. House O' Payne

    House O' Payne Newbie

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    '92 std 4 cyl 22R
    I'm feeling kind of stupid right now because my 92 Toy pickup is in the paint shop getting a $5K paint job and I hadn't even thought about insurance coverage in the event my insurance (Geico) totals my truck from some accident due to Murphy's Law, as is often what they do for older vehicles.

    I called Geico and they will not cover custom paint and suggested I get that covered "elsewhere". Even though I offered to pay whatever extra premiums are required to ensure an agreed upon converage for a worst case scenario (total of the vehicle) they don't allow coverage for paint—period!

    Anybody know/recommend an insurance company that might cover my truck as a custom vehicle?


    PS: I'm making my '92 like new and have already got new uphulstry, new shocks, custom wheels, new tires and an awesome $5K dark metallic green paint job with the truck bed Rhino lined. Now I just need to get it all covered with insurance....UGH!
     
  2. Clay

    Clay Member

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    House O' Payne likes this.
  3. House O' Payne

    House O' Payne Newbie

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  4. TRUCK ACTION

    TRUCK ACTION Grand Toyotaholic

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    You will want to get it insured for value, & a lot of regular companies will do that.
    My truck is heavily modified ,a full custom truck, & I have that type of coverage though a hot rod oriented company ,Collector Car.
     
  5. House O' Payne

    House O' Payne Newbie

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    I just spoke with a rep from American National and they are going to get a quote worked up for me. They asked me how I heard of them and when I told them it was a Toyotamini's member they sounded very interested in this web site. Perhaps they'll advertise here?

    Thanks again for the reference.
     
  6. Clay

    Clay Member

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    If you like their quote shoot me a PM and I'll give you my name for the reference; though I have no idea if they do anything for referrals.
     
  7. House O' Payne

    House O' Payne Newbie

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    Location:
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    '92 std 4 cyl 22R
    Actually they asked me for your name and I was a little puzzled as to why. I can tell them you referred me if you PM me with your name. I hope you get something for it...
     

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