I'm feeling kind of stupid right now because my 92 Toy pickup is in the paint shop getting a $5K paint job and I hadn't even thought about insurance coverage in the event my insurance (Geico) totals my truck from some accident due to Murphy's Law, as is often what they do for older vehicles. I called Geico and they will not cover custom paint and suggested I get that covered "elsewhere". Even though I offered to pay whatever extra premiums are required to ensure an agreed upon converage for a worst case scenario (total of the vehicle) they don't allow coverage for paint—period! Anybody know/recommend an insurance company that might cover my truck as a custom vehicle? PS: I'm making my '92 like new and have already got new uphulstry, new shocks, custom wheels, new tires and an awesome $5K dark metallic green paint job with the truck bed Rhino lined. Now I just need to get it all covered with insurance....UGH!
since it's over 25 years of age, you should look into classic insurance. also called Chrome insurance. I use ANPAC and they have been great to me. https://www.americannational.com/wp...s/property-and-casualty/personal/collectorcar
You will want to get it insured for value, & a lot of regular companies will do that. My truck is heavily modified ,a full custom truck, & I have that type of coverage though a hot rod oriented company ,Collector Car.
I just spoke with a rep from American National and they are going to get a quote worked up for me. They asked me how I heard of them and when I told them it was a Toyotamini's member they sounded very interested in this web site. Perhaps they'll advertise here? Thanks again for the reference.
If you like their quote shoot me a PM and I'll give you my name for the reference; though I have no idea if they do anything for referrals.
Actually they asked me for your name and I was a little puzzled as to why. I can tell them you referred me if you PM me with your name. I hope you get something for it...